What personal information is passed to a payment gateway? How is it kept secure?

What personal information is passed to a payment gateway? How is it kept secure?

When a customer goes through your shopping cart to make a payment, they are redirected to the payment gateway or payment provider website where the credit card details are collected. The shopping cart will also pass some information about the order and the customer to the payment gateway to help them identify the amount and the customer.

What information is passed to the payment gateway by a shopping cart software cart like Ozcart, and how is that information kept secure?

What information is passed by the shopping cart?

The answer is it depends on the payment method concerned, as the payment gateway will define what information it expects to receive. In general, the following information will be required by any given payment gateway:

  • Customer’s first name and last name
  • Customer’s address, city, state, postcode and country (needed for credit card verification)
  • Email address for confirmation email
  • Order Value
  • Currency

How is it kept secure?

Information privacy is a concern for many customers buying online, and as a seller you’ll want to be able to reassure them that this information is protected and their private information can’t be hacked and sent to some third party to spam you.

Fortunately, private information stays private with Ozcart by using a technology called SSL which encrypts all data as it transmits over the Internet.  Ozcart packages come with SSL free for the first year and can be renewed for a yearly fee after that.

Ozcart Ecommerce

Ozcart has been in business since 2006 and is an online, hosted shopping cart that you can use for your current or new online store. We offer so many features for the same low price. In fact, we are addicted to adding new ones to ensure that we remain one of the best choices for a shopping cart. https://ozcart.com

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