Bendigo Bank Website Gateway

Bendigo Bank’s description of their service: “Website Payment Gateway that is a simple end-to-end solution for doing business over the internet by enabling Visa, MasterCard and Bankcard payments via your individual web page. It is as simple as your customer visiting your website, selecting the product to purchase, completing the order and entering their credit card details. The purchase process is then complete.”

Integration with Ozcart

Ozcart is pre-integrated with the Bendigo Bank Website Payment Gateway.

Once you have signed up an account with Bendigo Bank, they will send you a series of security keys. You enter these into the administration panel of your Ozcart store so that the store can communicate with Bendigo Bank’s server.


You can set your account into testing mode prior to going live, and test with specific transaction values and credit card numbers to see how successful and failed transactions will work in your store.

Key Facts
  • Please see Bendigo Bank’s official Website Payment Gateway page for the most up-to-date and detailed information.
  • Cards accepted: All major cards
  • Currency supported: Australian dollars only
  • Support hours: Customer Service Team, 8:30 a.m. – 5:00 p.m. EST Monday to Friday
  • Fraud Protection: Verified by Visa and MasterCard SecureCode accepted
  • Your branding on payment page: No, Bank only branding
  • Settlement: Next business day in most circumstances
  • Integrated with Ozcart: Yes
  • Bendigo Bank Platforms Supported: MPGS and MIGS

This information is accurate as at 22-July-2017.

Banks Supported

This is an all-in one gateway solution. This means your merchant account and payment gateway will be with Bendigo bank.

Getting Set up

Bendigo Bank’s application process can be online, by form or in-branch. They will ask you to complete a security declaration about your business processes and security of your website – we can assist you in answering the questions about our shopping cart software and its security and configuration.

The bank will want to see your site before approving your application so what most customers do is set it up with bank transfer or Paypal first, and then submit it to Bendigo Bank for approval. The payment settings in the administration panel can be changed once you have Bendigo Bank’s merchant approval.

Contact Details


The Bendigo Centre, Bendigo, Victoria, 3550, Australia


Phone 1300 BENDIGO (1300 236 344) for merchant assistance.